Joseph M. Musil, cashier of the Cleburne Bank, is a native of Moravia, born in that country in 1867. He is a son of Frank Musil and his wife, whose maiden name was Josephina Mazourek, both of whom were born in Moravia in 1833, and were reared and married in their native country. Both the Musil and Mazourek families were weavers by trade, though the father of Frank Musil also engaged in farming, and reared his son to both occupations. Frank Musil remained at the parental home until he had attained his majority, and after his marriage continued his vocation in his native land until 1874, when he and his family immigrated to America and came directly to Riley county, Kansas, where he secured an eighty-acre homestead and began at once to cultivate and improve the farm. In 1882 he sold that farm and purchased another in Marshall county of 160 acres, which has remained the family homestead. He still lives on the old homestead, but the mother passed away in 1908. They were the parents of three children, all of whom were born in Moravia and are now married and have families. They are: Frank, a farmer residing in Marshall county, Kansas; Joseph M., and Anton, the latter of whom resides with his father on the old homestead.

Joseph M. Musil was seven years old when his family came to America, was reared on the farm in Riley county and the homestead in Marshall county, and received a common school education. In 1891 he was united in marriage to Miss Ann K. Pishny, daughter of John Pishny, of Riley county, Kansas, who also was a native of Moravia and immigrated to America with his family in 1869. They resided with Mr. Pishny until the spring of 1892, when Mr. Musil entered the mercantile business at Cleburne, and was thus successfully engaged eleven years, duing the last three years and a half of which he served as postmaster. In 1902 he organized the Cleburne State Bank, with a paid-up capital of $5,000. Under his conservative, yet energetic, management, a profitable financial system was established and safe investments were made, so that in 1904 the bank's capital had increased to $12,000. In 1905 a permanent home for the bank was secured by erecting a fine stone building valued at $5,000, and in 1908 the capital of the bank had increased to $20,000. Mr. Musil as cashier of the bank, has conducted the business ever since its opening, and under his safe management the bank has gained the unqualified confidence of its depositors and patrons.

Mr. and Mrs. Musil have five children: Joseph, eighteen years of age, is associated with his father in the bank; and Adelka, William, Frederick and Anna are at home and are students in the Cleburne schools.

Mr. Musil, who is a Republican in politics, received his appointment as postmaster under McKinley, but he has never been an aspirant for political honors, preferring to devote his time and attention to his growing business interests. Mr. and Mrs. Musil are members of the Presbyterian church and Mr. Musil is a member of the Western Bohemian Brethren Union.