Francis J. McCluggage, assistant cashier of the State Bank of Rosehill, is the second son of Mr. and Mrs. James McCluggage, of Richland township. (See sketch of James McCluggage in this volume.) He was born March 28, 1881, and reared on the McCluggage homestead, one and one half miles south of Rose Hill. After completing the common school course at district No. 81, known as the McCluggage school, the school house being across the road from the McCluggage home, Francis J. McCluggage attended high school at Douglass, and after graduating there, he attended Lewis Academy at Wichita and finished a course in the commercial department of Wichita Business College. After leaving the latter institution in 1901, he secured a position with the State Bank at Douglass, and prior to the founding of the Rose Hill State Bank, he farmed for a number of years. He has shared with his cousin, J. Freer McCluggage, the active management of the Rose Hill State Bank for a number of years, and has had the pleasure of witnessing that institution grow, in a few years, and become one of the strong institutions of the county.

Francis J. McCluggage was married in 1912, to Miss Estella McCune, daughter of C. W. McCune, a successful farmer of Richland township. They have one son, Francis Melvin, born in 1913. They attend the Church of Christ of Rose Hill. Mr. McCluggage is a member of the Independent Order of Odd Fellows of Rose Hill.

Mr. McCluggage is a courteous and capable gentleman, and well qualified in every respect for the responsible position which he holds.

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